 Fender is a lowly clerk in the warehouse of clothing manufacturers Ranting and Co. His one ambition is to have an overcoat of his own. Refused one by the cold hearted Ranting he asks a tailor friend, Morry, to make him one instead, but dies of cold before he can take delivery of it. Unwilling to give up his only desire even in death, he returns as a ghost to persuade Morry to steal him the overcoat he so coveted in life.