 Cathy (played by Karylle) is an orphan from Bantayan Island, Cebu. She is looking for a job so she can pay off her family s debt. At the pier while waiting to board the ferry that would take her to Cebu City, Cathy suddenly finds herself amidst stranded passengers. She meets resort owner Derek (played Edward Mendez), who was on his way to Cebu City to fetch his fiancé, Trisha (portrayed by Iza Calzado). The couple is scheduled to go to Manila to announce their engagement to their families. Thrilled and excited Derek shows Cathy the engagement ring, an heirloom from his mother. Cathy admires the ring and happily tries it on. After a few minutes Cathy removes the ring so she can give it back to Derek for sake keeping, however, for some strange reason the ring wouldn t come off. Derek, seeing Cathy having difficulty in removing the ring from her finger let her wear it for a while. Eager to see his fiancée, Derek hires a small banca to take him and Cathy to the city. The boat capsizes. Derek gets lost in the vastness of the sea and only Cathy was rescued and taken safely to the city by the fishermen. With the ring on her finger, David (Dingdong Dantes), Derek s brother, mistakes Cathy for his missing brother s fiancée. And before she could set things straight, Cathy finds herself thrust into the whirl of life of Derek s family. Cathy tries very hard to pretend that she knew Derek very well and even makes up tall stories about their life together. As days pass, she begins to realize that her heart is beating for David.