 Ryan has a difficult stay in a Juvenile Hall prison for the arson charge. Seth makes Kirsten aware of his anger over Ryan s situation, and Kirsten makes a compromise to bail Ryan out of jail to stay with them, temporary. Later, Ryan s mother, Dawn, makes a surprise visit to Newport, and things don t go quite as she and Ryan may have planned due to her constant drinking. Meanwhile, the monetary secret involving Julie, Jimmy, Kirsten and Sandy comes to a head when Sandy finds out of Jimmy s financial problems about the money investments he lost and unwisely  borrowed  without permission from his clients bank accounts to cover it up and lost that money too, and of Kristen s lending their money to help Jimmy which brings out more jealousy in Sandy for he s aware of Kristen and Jimmy s romantic past.