 Heart problems force Boston cop Pally LaMarr to retire; he s in a funk and his wife Charlotte sends him packing. At Charlotte s insistence, Pally s half-brother Ray pays Pally a visit and suggests he buy a race horse to cheer up. Ray s always playing the angles, and he s got his eye on a horse that s cheap because it s been misdiagnosed. Ray knows the horse is a champion. Before they can win some money, a local mob boss, Frank Finnigan, sees the horse and steals it as payment for the gambling debt of Tony, a local jockey and single parent. Can Pally and Ray get the horse back, get Tony out of hock, and win some moola? What about Charlotte: can Pally let his heart take the lead?