 On his way back from the store, Herman is struck by an automobile. The driver of the vehicle thinks she has scarred Herman for life and offers him a cash settlement by mail in the hopes he won t sue her for everything she has got. Herman and the family get confused when they get the offer and think that they owe the woman 10,000 dollars. When the woman offers to double her cash settlement offer, Herman thinks he owes even more and abandons the family and starts to take part-time jobs all over to support himself. When Lily learns the true nature of the cash settlement after a talk with the woman who hit Herman, she teams up with Grandpa to get Herman back home.