 Karen has trouble writing her report on the apprehension of a fugitive for several reasons: A) a sore chest from a gunshot to her Kevlar vest; B) subsequent memory loss surrounding the events of that night; C) an overeager partner; D) a dead fugitive. Even an attempt to enjoy her medical leave goes sour when the FBI inform her that the friendly charter fisherman she s dating might also be a bank robber. But with help from her father, a P.I. working a possible insurance scam, and a mysterious new marshal in town, Karen may yet recover her memory and get her man.