 Karen can t find her contact lens, and as a result inadvertently draws the attentions of Spatz s bank manager, Peter Jonathan, who then hounds her for a date. Another misunderstanding results in TJ being punched by a customer, and he has to entrust Freddy with the £3,000 he was taking to the bank. Somehow, Freddy manages to lose the money, and despite the interventions of intergalactic superhero, Captain Electric, she ends up going to a loan shark. Incredibly, that money goes missing too. Just when Freddy think she has no choice but to run away back to Scotland, Captain Electric produces the original stash of cash, which he tried to pay into the Spatz bank account - and then finds the loan shark s money in Vince s box of dodgy, knock-off Filofaxes.