 A major earthquake strikes San Francisco, which leaves Claudia trembling and Jill babbling about the aftershocks and having to go through it again. But Charlie suspects Jill s odd behavior points to a drug problem. At first, the love struck Bailey refuses to believe Charlie. But when Bailey finally finds out the truth, he tries to persuade Jill to get help. Meanwhile, Julia s increasingly growing relationship with Justin shakes the foundation of her friendship with Libby. Also, Kirsten s $7,000 loan becomes a burden for Charlie who wants to use it to start his own business of selling furniture, as well as looking for a new refrigerator.